Start living debt free today


Stop all collections calls, letter and visits immediately


Write off up to 80% of your debts today


Agree a monthly payment that lets you live again

Example of how we can help

Example of loan

Personal loan£17,579
Credit cards£4,987
Payday loan£473

Before an IVA

monthly payments

After an IVA

monthly payments

How does an IVA work?

It’s very simple. All you do is make one affordable monthly payment to a qualified legal professional, who in turn distributes the payments according to the amounts previously agreed by your creditors in an IVA proposal. You do this every month, for 60 to 96 months, and at the end of the term any debt balances you still owe are written off.

You don’t have to deal with creditors any more, and all the hard work is done for you.

Debt is more common than you might think



is the average debt of a UK adult



people a day are declared bankrupt



insolvency cases handled last year

How could an IVA benefit you?

What are the advantages of an IVA?

  • Up to 80% of your debts could be written off* – so you could be debt-free and stress-free a lot faster
  • You only make one payment each month – based on what you can afford
  • No more interest added – so your debts won’t increase
  • No more threats of legal action – as long as you maintain your agreement you can have the peace of mind that you won’t go bankrupt

Things to consider:

  • Your IVA is recorded on your credit file, but most of our customers already have a poor credit rating anyway
  • You would have to pay a any windfalls into your IVA, in order to benefit from the rest of your debts being written off at the end
  • If you miss payments continuously, your IVA might fail, and you will no longer benefit from no legal action or frozen interest and charges

Following completion and submission of our form, we will introduce you to one of our approved partners who will contact you via telephone, sms or email using the information you have provided here on the website. Please see our privacy statement for further details. This website gives no advice and is only a signposting service.


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